Chris makes a $15\%$ down payment on a condo he purchased for $$425,000$ and paid $$15,000$ in closing costs. His tax rate is $21\%.$ How much interest would he have earned on the down payment and closing costs over one year if he had rented instead of purchased the condo? The going rate for a $1$ year CD is $4\mathrm{.}15\%.$

Multiple Choice

$$3,268$

$$2,646$

$$623$

$$2,582$