Claire Stevens is 29 years old and single, lives in an apartment, and has one child dependent that lives with her full time from a prior relationship. Last year she earned $118,000 as a market analyst for a large bank. $8,156 of her wages were withheld for federal income taxes. In addition, she had interest income of $800 from a high yield savings account. She contributed $10,000 to her Traditional 401(k), $7,000 to her Roth IRA, and $3,000 to a brokerage account where she invested in stocks and a money market fund. Her company contributed $2,500 to her traditional 401(k). She took a few graduate sales courses that were not reimbursed by her Assume the tax year is 2023. 

Calculate her gross income, AGI, taxable income, tax liability, and tax refund/ tax owed employer and qualifies for a tax credit of $1,000.