Claude is married to Marie and works for a company that offers a group insurance package. At age 53, Claude has worked for the company as a systems manager for the past 12 years. He is his family's sole source of income as Marie has remitting relapsing multiple sclerosis and is unable to work. Claude plans to retire at age 65 and spend his summers at the cottage and winters in the city, where he now lives. He currently earns $65,000 a year and has no insurance coverage other than his group plan. He owns his house, mortgage-free and has a modest pension, but no investments. Marie has no pension or RRSPs. Claude's group plan offers the following benefits on a family plan: Member life insurance of two-times salary Spousal life insurance of $25,000 An "own occupation" short-term disability benefit of 100% of salary for 1-year An "any occupation" long-term disability benefit of 60% of salary for 4 years Vision care - new glasses or contact lenses every 2 years Dental benefits Prescription drugs Hospital benefit What is/are the most important shortfall(s) in Claude's group insurance coverage? Question 29 options: A) The coverage is complete as it stands. B) Claude