Client experience and solutioning assessment $3$

Read the following extract and answer the question that follows: these are the features and benefits of an investment account at one of the well$-$known banks in South Africa.

There is a minimum balance requirement of R$20000.$

The minimum balance must be maintained in order to earn interest.

The highest the balance $,$the higher the interest rate you earn,

Interest is calculated daily and capitalised capitalised monthly.

This account can be used to pay debit and stop orders.

You can make withdrawals at any of the bank's ATM at any time.

You can make deposits at selected ATMs.

Your unique cheque card can be used at local and international merchants.

There is an optional garage card for vehicle $-$ related expenses.

You will have full access internet, telephone, self $-$service terminals.

Transaction charges are based on the account type and transaction value.

Identify $2$ benefits of this account explain why it is a benefit.