Construct a rough retirement budget. Adjust the average social security check of 1,422.00 at 2% inflation rate until your retirement date. Do the same with your expenses. Determine the difference between expenses and income and then calculate how much you will need to have saved at retirement using both 15 and 20. Using both numbers determine how much you need to save each month starting at age 25 and also at age 35. Car Insurance= $1,000 Health Insurance= $2,500 Food= $5,500 Leisure Daily Activities= $24,000 Property Tax= $1,100 Home Insurance = $1,000 Entertainment= $8,000 MISC. = $2,000 Donations= $1,000 Phone and Internet = $1,500 Clothes = 2,000 Utilities= 2,000 Transportation = $3,000 Emergency= $1,000 Total = $55,600