content area top Part 1 (The basic structure of the U.S. financial markets) Which of the following would be classified as savers? (Select all that apply.) Question content area bottom Part 1 A. Businesses that need money to expand their operations. B. A bank that provides a savings account to individuals. C. A business that has excess cash for the year. D. An individual who is accumulating a down payment for a home. E. An individual who spends more than he or she earns. F. An individual who is putting money aside each month for retirement