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Ray Flagg took out a 60-month fixed installment loan of $12,000 to open a new pet store. He paid no money down ank began making monthly payments of \$232. Ray's business does better than expected and instead of making his 36 th payment, Ray wishes to repay his loan in full. Complete parts a) through c). Click the icon to view the table of interest rates. a) Determine the APR of the installment loan. APR= b) How much interest will Ray save by paying off the loan early? (Use the actuarial method) Interest saved =$ (Round to the nearest cent.) c) What is the total amount due to pay off the loan? The total amount due =$ (Round to the nearest cent.) table of interest rates