Could you plz solve this with formula because i did not know which formula i need to use. Please explain every detail. Thank you

Unit 1 Self-assessment 11. Bruce and Sharon are the same age and both had pension plans with their place of employment. Sharon started contributing $2500 per year at age 25. Bruce did not start making regular contributions until age 40, but at that point contributed $6500 per year. Sharon's plan earned and annual rate of 4.55% compounded quarterly whereas Bruce's plan paid an annual rate of 4.85% compounded semi-annually. Bruce Sharon N = N = 1% = 1% = PV = PV = PMT = PMT = FV = FV = P/ Y = P / Y = C/Y = C/Y = a) What was the value of each plan when each is 65 years old