course name : MICROFINANCE instructions : Please write about the topic and its subtopics.(BELOW) Each subject has got some questions to guide you. please include charts and make a reference page at end of your work.. please let it be in APA STYLE and about (14 pages) Discuss every subtopic in details take your time

TOPIC: Micro Loan Appraisal Subtopic : Loan client selection.

under this subtopic some questions you should answer are: who are microfinance clients? How microfinance officers selected the clients they want to give a loan, what's the procedure? Subtopic Financial statements of MFI clients

under this subtopic answer questions like: What are the financial statements of MFI clients? how do loan officers track the Financial statements of their clients? what's important of financial statements of MFI clients subtopic: Calculating and interpreting financial statements ratios.

under this answers the questions : How microfinance officers calculate and interpret the financial statements of their clients.? what are the ratios

Give some sample of microfinance clients ratios and their financial statements. Collateral in microfinance

under this answers questions like : know that the microfinance clients don't have collateral to put towards the loan, how did microfinance institutions deal with them? talk about group lending as collateral Subtopic Setting loan terms

under this answer questions liks how microfinance officers choose the appropriate rate of a client? compare the rates banks offer to those microfinance institutions offer. Talk of different types of loans microfinance offers and their rates

Subtopics : Recovery Methodologies.

under this answer these questions What are some measurements loan officers should take before they extend loan to a client? talk how different Methodologies used by loan officers to collect loans with clear examples

subtopic: Handling of problem loans.

under this subtopic answers questions how microfinance officers should hand defaulted loans? what can they do to solve or reduce the rate of defaulted( not paid back on time) loans