"Coverages: A$.$ Dwelling; B$.$ Other structures; C$.$ Personal property; D$.$ Loss of use; E$.$ Personal liability;

F$.$ Medical payments to others.

$2.$ Discuss the types of loss protection provided by the homeowner's policies under consideration.

Kenneth has recommended that the Vaughans purchase a policy.

The coverage of the policy providebs

A$.$ Coverages of dwelling, other structures, and personal property varies by company; loss of use of dwelling limited to $40$ percent of the personal property coverage; personal liability of $$100,000$; and medical payments limited to $$1,000$ per person.

B$.$ Coverage of dwelling minimum $$1,000$; coverage of other structures not aplicable; coverage of personal property varies by company; loss of use of dwelling limited to $40$ percent of the personal property coverage; personal liability of $$100,000$; and medical payments limited to $$1,000$ per person.

C$.$ Coverage of dwelling minimum $$15,000$; coverage of other structures limited to $10$ percent of dwelling; coverage of personal property limited to $50$ percent of dwelling; loss of use of dwelling limited to $10$ percent of the personal property coverage; personal liability of $$100,000$; and medical payments limited to $$1,000$ per person.

D$.$ Coverages of dwelling and other structures not aplicable; coverage of personal property varies by company; loss of use of dwelling limited to $20$ percent of the personal property coverage; personal liability of $$100,000$; and medical payments limited to $$1,000$ per person.

$$

$3.$ What advice would you give the Vaughans regarding Kenneth's suggestion? What coverage should they buy?

I $$ with Kenneth's suggestion. I recommend them to buy an $$ policy.

As the value of their home is $$410,000,$ they should purchase at least $ $$ of co$-$insurance coverage.