Question: create a thesis statement As the timeline for repaying student debt has nearly doubled from 7.5 years to 13.4 years, students are facing monthly payments

create a thesis statement As the timeline for repaying student debt has nearly doubled from 7.5 years to 13.4 years, students are facing monthly payments that are almost by definition not going toward consumption, saving, or building assets. Credit scores for student debtors are lower than those who do not have student debt, limiting the ability to buy a home or receive a reasonable deal on a mortgage, and for the first time, student debt has become a negative predictor of homeownership among young households

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