Create two short-term goals. Develop a SMART plan on how to attain these goals. Remember, a short-term goal should be achievable within a year or two.

Create two long-term goals. Develop a SMART plan on how to attain these goals. Remember, a long-term goal can take longer than five years to achieve.

You will have four different goals in total (two short-term goals plus two long-term goals). After creating your goals you will need to answer the seven questions below. This means that you will need to answer the seven questions four different times. Please make sure you are using complete sentences.

1. Goal (Specific):
2. Time-bound (Short-term or long-term):
3. Total Cost (Measurable and realistic):
4. Monthly Commitment (Realistic):
5. Plan of Action (Explore and write at least 23 different plans or options for how to reach your goal):
6. Advantages and Disadvantages (Risks) to each plan? What is your final plan?
7. What is an opportunity cost of your financial goal?