D. Try to choose the correct answer, note that four wrong answers will cancel one correct answer (i.e. each wrong answer will be penalized by -1 pt.): [ 4 pts. ] Janice is planning to buy a 4% $190,000 10-year bond. She is going to receive a quarterly dividend for 10 years. Which one of the following value is closest to the maximum amount she should pay today to make a nominal 12% per year compounded semiannually in this investment? (Assume no inter-period interest accrued when payment period is smaller than compounding period.) Select one: a. 77,122 b. 102,829 c. 56,556 d. 128,536