Darwin, age $23,$ graduated with a B$.$S$.$ from SDSU in Fall $2022.$ He currently earns $$50,000$ per year as a financial counselor and is paid as a W$-2$ employee. Assume he has worked at the same employer since January $2023.$ His employer offers a $3\%401(k)$ match, but he feels he can only afford to contribute $1\%$ of his salary to his $401(k).$ He as a high deductible health insurance plan through his employer and contributes $$\frac{200}{?}$ year pre$-$tax to a Health Savings Account. He comes to you, a financial planner, to make sure he is doing everything he can to maximize his wealth accumulation. Use the information above and below answer the following questions $($Show your work for all calculations to receive full credit$)$: