Design a spreadsheet that will allow an individual employee with estimated annual medical expenses of $400 to compare the total expenses under each plan. A company health plan offers four alternatives for coverage, from a low-cost plan with a high deductible to a high-cost plan with a low deductible. The details of coverage are given in the following table. The Human Resources Department would like to develop a means to help any employee, whether single or married, small family or large, with low medical expenses or high, to compare these plan alternatives.