Discussion Questions

Will generous $401(k)$ contributions attract and retain top talent?

During the coronavirus pandemic, and also during the Great Recession $(2007-2009),$

many employers suspended or reduced their contributions to $401(k)$ plans. Should a

firm's contributions be tied to its financial results each year?

Will automatic enrollment of all new hires and current employees in $401(k)$ plans, cou$-$

pled with increasing contributions each year $($unless an employee opts out$),$ actually

boost savings?

Should employees be able to take loans from their $401(k)$ plans during their working

years?