Diversification usually:

Select one:

a. Reduces risk as long as the returns of the securities in the portfolio are not perfectly positively correlated

b. Is key to ensuring your portfolio optimizes return for any given level of risk

c. Requires selecting securities across different sectors of the economy

d. All of these statements are true

The amount you should save for retirement is:

Select one:

a. at least 10% of income starting from the time you get your first professional job

b. a minimum of every dollar that is matched by your employer in your retirement plan

c. Best invested in a retirement savings vehicle rather than taxable brokerage account

d. All of these statements are true