Drawing from the assigned eText chapter, explore the aims underlying the design of incentives/penalties for reducing costs, the risks of moral hazard, and adverse selection in the following insurance plans: HMO plans, Prospective payment plans and bundled (global) payment plans. What conclusions do you draw from the Ramer (2020) presentation about the necessity for an efficient and effective Revenue Cycle Management process? Discuss why the various phases of the Revenue Cycle Management process must effectively integrate with the functions of the entire medical provider institution. Explore the role of Key Performance metrics at each phase in detecting process inefficiencies or anomalies. What would likely occur if a particular phase failed to meet the stated performance benchmarks