Dylan is a delivery driver for Paco's Pizzaria. While delivering orders within the scope of employment, Dylan rear$-$ended a car driven by Vickie Talley. Dylan was insured by State Farm and his policy contained the following information.

Exclusions$$What is not Covered

State Farm will not pay for any damages an insured person is legally obligated to pay because of:

Bodily injury or property damage arising out of the use of your insured auto while used to carry persons or property for a charge, or any auto you are driving while available for hire by the public.

Analyze the liability on the part of Dylan, Vickie, State Farm and Pacos Pizzaria Be sure to cover issues related to both insurance and agency.