E$5.19($LO $4)($Least Costly Payoff$)$ Assuming the same facts as those in E$5\mathrm{.}18$ except that the payments must begin now and be made on the first day of

each of the $15$ years, what payment method would you recommend?

E$5\mathrm{.}20($LO $5)($Expected Cash Flows$)$ For each of the following, determine the expected cash flows.

Cash Flow Estimate

Probability Assessment