(e) Verify the interest amount calculation for Class A-1 notes on page 2 of the investor report. The principal balance is the beginning of period balance (page 3), the payment date is March 15, 2022 (page 1), and the previous payment date is February 15, 2022. You found the interest rate in part b above and the interest rate day convention is on page 11 of the prospectus. Ford Credit Auto Owner Trust 2022-A Monthly Investor Report Collection Period Payment Date Transaction Month February 2022 3/15/2022 2 Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization. I. ORIGINAL DEAL PARAMETERS Initial Pool Balance Original Securities: Class A-1 Notes A- Class A-2 Notes Class A-3 Notes Class A-4 Notes Class B Notes Class C Notes Total Dollar Amount $1,146,189,073.03 $ Dollar Amount $182,190,000.00 $361,420,000.00 $361,420,000.00 $95,040,000.00 $31,560,000.00 $21.020,000.00 $1,052,650,000.00 # of Receivables 34,997 Note Interest Rate 0.23886% 0.73% 1.29% 1,56% 1.91% 2.14% Weighted Avg Remaining Term at Cutoff 56.9 months Final Scheduled Payment Date February 15, 2023 September 15, 2024 June 15, 2026 May 15, 2027 July 15, 2027 July 15, 2029 II. AVAILABLE FUNDS Interest: Interest Collections $2,340,201.87 Principal: Principal Collections Prepayments in Full Liquidation Proceeds Recoveries Sub Total Collections $22,648,235.23 $13,603,838.19 $0.00 $0.00 $36.252.073.42 $38,592,275.29 Purchase Amounts: Purchase Amounts Related to Principal Purchase Amounts Related to Interest Sub Total $73,843.39 $198.83 $74,042.22 Clean-up Call $0.00 Reserve Account Draw Amount $0.00 Available Funds - Total $38,666,317.51 Page 1 Ford Credit Auto Owner Trust 2022-A Monthly Investor Report Collection Period Payment Date Transaction Month February 2022 3/15/2022 2 2 III. DISTRIBUTIONS Remaining Available Funds Carryover Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Calculated Amount $0.00 $924,697.09 $ $26,878.89 $219,863.83 $388,526.50 $123,552.00 $0.00 $50,233.00 $ $8,081,511.67 $ $37,485.67 $0.00 $136,599,779.94 $0.00 $0.00 Trustee and Other Fees/Expenses Servicing Fee Interest - Class A-1 Notes Interest - Class A-2 Notes Interest - Class A-3 Notes Interest - Class A-4 Notes First Priority Principal Payment Interest - Class B Notes Second Priority Principal Payment Interest - Class C Notes C Reserve Account Deposit Regular Principal Payment Additional Trustee and Other Fees/Expenses Residual Released to Depositor Total $0.00 Amount Paid $0.00 $924,697.09 $26,878.89 $219,863.83 $388,526.50 $123,552.00 $0.00 $50,233.00 $8,081,511.67 $37.485.67 $0.00 $28,813,568.86 $0.00 $0.00 $38,666,317.51 $ Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $38,666,317.51 $37,741,620.42 $37.714,741.53 $37,494,877.70 $37,106,351.20 $36,982.799.20 $36,982,799.20 $36,932,566.20 $28,851,054.53 $28,813,568.86 $28,813,568.86 $0.00 en $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Principal Payment: First Priority Principal Payment Second Priority Principal Payment Regular Principal Payment Total $0.00 $8,081,511.67 $28,813,568.86 $36,895,080.53 IV. NOTEHOLDER PAYMENTS Noteholder Principal Payments Per $1,000 of Actual Original Balance Class A-1 Notes -1 $36,895,080.53 $202.51 Class A-2 Notes $0.00 $0.00 Class A-3 Notes A-3 $0.00 $0.00 Class A-4 Notes $0.00 $0.00 Class B Notes B $0.00 $0.00 Class C Notes $0.00 $0.00 Total $36,895,080.53 $35.05 $ Note holder Interest Payments Per $1,000 of Actual Original Balance $26,878.89 $0.15 $219,863.83 $0.61 $388,526.50 $1.08 $123,552.00 $ $1.30 $50,233.00 $1.59 $37.485.67 $1.78 $846,539.89 $0.80 Total Payment Per $1,000 of Actual Original Balance $36,921,959.42 $202.66 $219,863.83 $0.61 $388.526.50 $1.08 $123,552.00 $1.30 $50,233.00 $1.59 $37.485.67 $1.78 $37,741,620.42 $35.85 i Page 2 Ford Credit Auto Owner Trust 2022-A Monthly Investor Report Collection Period Payment Date Transaction Month February 2022 3/15/2022 2 Note Factor V. NOTE BALANCE AND POOL INFORMATION Beginning of Period Balance Class A-1 Notes $144,681,291.61 Class A-2 Notes A- $361,420,000.00 Class A-3 Notes $361,420,000.00 Class A-4 Notes A- $95.040,000.00 Class B Notes $31,560,000.00 Class C Notes $21.020,000.00 Total $1,015, 141,291.61 Note Factor 0.7941231 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 0.9643674 End of Period Balance $107,786,211.08 $361,420,000.00 $361,420,000.00 $95,040,000.00 $31,560,000.00 $21.020,000.00 $978,246,211.08 0.5916143 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 0.9293176 Pool Information Weighted Average APR Weighted Average Remaining Term Number of Receivables Outstanding Pool Balance Adjusted Pool Balance (Pool Balance - YSOC Amount) Pool Factor 2.593% 56.09 34,471 $1,109,636,512.48 $1,019,265,332.70 0.9681095 2.585% 55.26 33,818 $1,073,309,581.05 $986,039,779.94 0.9364158 VI. OVERCOLLATERALIZATION INFORMATION Specified Reserve Balance Yield Supplement Overcollateralization Amount Targeted Overcollateralization Amount Actual Overcollateralization Amount (EOP Pool Balance -EOP Note Balance) $2,631,648.59 $87,269,801.11 $121,790,984.97 $95,063,369.97 $2,631,648.59 $0.00 $0.00 VII. RECONCILIATION OF RESERVE ACCOUNT Beginning Reserve Account Balance Reserve Account Deposits Made Reserve Account Draw Amount Ending Reserve Account Balance Change in Reserve Account Balance Specified Reserve Balance $2,631,648.59 $0.00 $2,631,648.59 Page 3 (e) Verify the interest amount calculation for Class A-1 notes on page 2 of the investor report. The principal balance is the beginning of period balance (page 3), the payment date is March 15, 2022 (page 1), and the previous payment date is February 15, 2022. You found the interest rate in part b above and the interest rate day convention is on page 11 of the prospectus. Ford Credit Auto Owner Trust 2022-A Monthly Investor Report Collection Period Payment Date Transaction Month February 2022 3/15/2022 2 Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization. I. ORIGINAL DEAL PARAMETERS Initial Pool Balance Original Securities: Class A-1 Notes A- Class A-2 Notes Class A-3 Notes Class A-4 Notes Class B Notes Class C Notes Total Dollar Amount $1,146,189,073.03 $ Dollar Amount $182,190,000.00 $361,420,000.00 $361,420,000.00 $95,040,000.00 $31,560,000.00 $21.020,000.00 $1,052,650,000.00 # of Receivables 34,997 Note Interest Rate 0.23886% 0.73% 1.29% 1,56% 1.91% 2.14% Weighted Avg Remaining Term at Cutoff 56.9 months Final Scheduled Payment Date February 15, 2023 September 15, 2024 June 15, 2026 May 15, 2027 July 15, 2027 July 15, 2029 II. AVAILABLE FUNDS Interest: Interest Collections $2,340,201.87 Principal: Principal Collections Prepayments in Full Liquidation Proceeds Recoveries Sub Total Collections $22,648,235.23 $13,603,838.19 $0.00 $0.00 $36.252.073.42 $38,592,275.29 Purchase Amounts: Purchase Amounts Related to Principal Purchase Amounts Related to Interest Sub Total $73,843.39 $198.83 $74,042.22 Clean-up Call $0.00 Reserve Account Draw Amount $0.00 Available Funds - Total $38,666,317.51 Page 1 Ford Credit Auto Owner Trust 2022-A Monthly Investor Report Collection Period Payment Date Transaction Month February 2022 3/15/2022 2 2 III. DISTRIBUTIONS Remaining Available Funds Carryover Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Calculated Amount $0.00 $924,697.09 $ $26,878.89 $219,863.83 $388,526.50 $123,552.00 $0.00 $50,233.00 $ $8,081,511.67 $ $37,485.67 $0.00 $136,599,779.94 $0.00 $0.00 Trustee and Other Fees/Expenses Servicing Fee Interest - Class A-1 Notes Interest - Class A-2 Notes Interest - Class A-3 Notes Interest - Class A-4 Notes First Priority Principal Payment Interest - Class B Notes Second Priority Principal Payment Interest - Class C Notes C Reserve Account Deposit Regular Principal Payment Additional Trustee and Other Fees/Expenses Residual Released to Depositor Total $0.00 Amount Paid $0.00 $924,697.09 $26,878.89 $219,863.83 $388,526.50 $123,552.00 $0.00 $50,233.00 $8,081,511.67 $37.485.67 $0.00 $28,813,568.86 $0.00 $0.00 $38,666,317.51 $ Shortfall $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $38,666,317.51 $37,741,620.42 $37.714,741.53 $37,494,877.70 $37,106,351.20 $36,982.799.20 $36,982,799.20 $36,932,566.20 $28,851,054.53 $28,813,568.86 $28,813,568.86 $0.00 en $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Principal Payment: First Priority Principal Payment Second Priority Principal Payment Regular Principal Payment Total $0.00 $8,081,511.67 $28,813,568.86 $36,895,080.53 IV. NOTEHOLDER PAYMENTS Noteholder Principal Payments Per $1,000 of Actual Original Balance Class A-1 Notes -1 $36,895,080.53 $202.51 Class A-2 Notes $0.00 $0.00 Class A-3 Notes A-3 $0.00 $0.00 Class A-4 Notes $0.00 $0.00 Class B Notes B $0.00 $0.00 Class C Notes $0.00 $0.00 Total $36,895,080.53 $35.05 $ Note holder Interest Payments Per $1,000 of Actual Original Balance $26,878.89 $0.15 $219,863.83 $0.61 $388,526.50 $1.08 $123,552.00 $ $1.30 $50,233.00 $1.59 $37.485.67 $1.78 $846,539.89 $0.80 Total Payment Per $1,000 of Actual Original Balance $36,921,959.42 $202.66 $219,863.83 $0.61 $388.526.50 $1.08 $123,552.00 $1.30 $50,233.00 $1.59 $37.485.67 $1.78 $37,741,620.42 $35.85 i Page 2 Ford Credit Auto Owner Trust 2022-A Monthly Investor Report Collection Period Payment Date Transaction Month February 2022 3/15/2022 2 Note Factor V. NOTE BALANCE AND POOL INFORMATION Beginning of Period Balance Class A-1 Notes $144,681,291.61 Class A-2 Notes A- $361,420,000.00 Class A-3 Notes $361,420,000.00 Class A-4 Notes A- $95.040,000.00 Class B Notes $31,560,000.00 Class C Notes $21.020,000.00 Total $1,015, 141,291.61 Note Factor 0.7941231 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 0.9643674 End of Period Balance $107,786,211.08 $361,420,000.00 $361,420,000.00 $95,040,000.00 $31,560,000.00 $21.020,000.00 $978,246,211.08 0.5916143 1.0000000 1.0000000 1.0000000 1.0000000 1.0000000 0.9293176 Pool Information Weighted Average APR Weighted Average Remaining Term Number of Receivables Outstanding Pool Balance Adjusted Pool Balance (Pool Balance - YSOC Amount) Pool Factor 2.593% 56.09 34,471 $1,109,636,512.48 $1,019,265,332.70 0.9681095 2.585% 55.26 33,818 $1,073,309,581.05 $986,039,779.94 0.9364158 VI. OVERCOLLATERALIZATION INFORMATION Specified Reserve Balance Yield Supplement Overcollateralization Amount Targeted Overcollateralization Amount Actual Overcollateralization Amount (EOP Pool Balance -EOP Note Balance) $2,631,648.59 $87,269,801.11 $121,790,984.97 $95,063,369.97 $2,631,648.59 $0.00 $0.00 VII. RECONCILIATION OF RESERVE ACCOUNT Beginning Reserve Account Balance Reserve Account Deposits Made Reserve Account Draw Amount Ending Reserve Account Balance Change in Reserve Account Balance Specified Reserve Balance $2,631,648.59 $0.00 $2,631,648.59 Page 3