EACH YELLOW RECTANGLE iS EQUAL TO $2$ POINTS

$3$efore the Buffer of $2\mathrm{.}5\%$

Example $2$ Same Size Bank

Balance Sheet

Risk Weighted Conversion

Assets

Cash

US treasuries

FNMA Bonds

Conforming Mortgages $1-4$

Commercial Loans

Furniture$/$Fixtures Etc

s

$

$

$

$

$

$

Before the Buffer of $2\mathrm{.}5\%$

How much capital would be required for CET$1$

Common Equity Tier $1$ Cap$/$RWA

to be well capitalized?

How much in Total Risk Based Capital is Required

to be Well Capitalized

How much in Tier $1$ RBC to remain adequately

capitalized

Total Cap $($Tier $1$& Tier $2)/$ RWA

Tier $1/$ RWA

How much in capital to remain well capitalized using

everage ratio

Tier $1$ Cap$/$Total Assets