Ember engaged in three activities during the year. First, she spent 680 hours during the year acting as a real estate broker and earned $46,000 in this business. Second, she spent 720 hours during the year teaching piano and earned $13,000 in this business. Third, she spent 120 hours during the year in connection with a rental property she owns. The only other person involved with the rental property is a property manager who spent 80 hours in connection with it. The rental property generated a net loss of $20,000. She had no "for AGI" deductions. What is Ember's adjusted gross income (AGI) for the year.