es Insurance Coverage Gaps

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$25.$ Demetrius has an extensive stamp and coin collection. Which of the following is not a valid reason for supplementing his homeowners policy with a scheduled personal property endorsement or a personal articles floater?

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a$.$ Demetrius could choose the desired amount of insurance on his collection with an endorsement or floater.

b$.$ The endorsement or floater would not have a deductible.

c$.$ The endorsement or floater would provide coverage tailored to this type of property.

d$.$ There is no charge for adding this endorsement because it does not provide additional limits of coverage.

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Z

C

$.$