eunian auto policy. a. 10. Since doctors only accept specific health insurance plans, what should you do prior to selecting your own health insurance plan? Find an out-of-network doctor for a plan you're interested in b. Check the list of doctors "in the network" Increase your premium amount to upgrade your coverage to include any and all doctors d. Decrease your co-pay amount a. 14. You have the option to enroll in your company's employer-sponsored health insurance. Which of the following statements will be TRUE if you choose to enroll? You can see the doctor onsite at your workplace rather than visiting a doctor's office for appointments b. You can make your monthly payments pre-tax, lowering the overall amount of money you are taxed each year Your employer cannot fire you if you get sick or injured because you have employer-sponsored health care You will not be able to find any plans cheaper than an employer-sponsored plan C. 15. Which person will probably have the LEAST expensive health insurance payments? a. b. Julian, age 57, who has been healthy most of his life Samantha, age 32, who is a smoker but hasn't shown any signs of health problems Patty, age 26, who works as an administrative assistant at a marketing firm Robin, age 72, who jogs 50 miles per week to stay fit d. 22. Which of the following is the best alternative plan to purchasing cell phone insurance? a. Buy 2 of the same phone so that you have a backup phone in case the original breaks or needs replacement. b. Trust that your auto insurance will cover any damages to your phone. Never use your cell phone outside of your house so it is less prone to being damaged, lost, or stolen. d. Put aside money that is equal to the monthly premium in a savings account, in case of phone repairs or replacement. C. 4