First, total the liabilities for the Year One column and the total liabilities for Year Two column. Then calculate the percentage increase or decrease in each liability category, and total liabilities, compared to the values from the prior year. Enter the percentage increase or decrease in the table below, in the column labeled Percent Change. You may use the online calculator. Round your percentages one place to the right of the decimal point (to the nearest tenth).

Percentage Change: Year One to Year Two
Liabilities	Amount Year One	Amount Year Two	Percent Change
Home Mortgage	$113,000	$109,100	1a.
Student Loan	$8,000	$6,450	1b.
Auto Loan	$3,300	$1,950	1c.
Credit Card	$4,500	$9,100	1d.
Personal Loan	$2,500	$1,950	1e.
Total Liabilities	1g.	1h.	1f.

2.

Provide three examples of how the debt of the household has changed.

2a.

2b.

2c.

3.

What are two steps this household can make to help manage this debt?

3a.

3b.

4.

The household members decide they need some assistance in managing their debt. According to the Resource, what are two steps they can take to choose a reliable organization?

4a.

4b.