Given the following Year 12 balance sheet data for a footwear company:

Balance Sheet Data
Cash on Hand			10,000
Total Current Assets			70,000
Total Assets			280,000
Overdraft Loan Payable			5,000
1-Year Bank Loan Payable			10,000
Current Portion of Long-Term Loans			17,000
Total Current Liabilities			48,000
Long-Term Bank Loans Outstanding			90,000
Shareholder Equity:	Year 11 Balance	Year 12 Change
Common Stock	10,000	0	10,000
Additional Capital	90,000	0	90,000
Retained Earnings	30,000	12,000	42,000
Total Shareholder Equity	130,000	+12,000	142,000

Based on the above figures and the formula for calculating the debt-assets ratio, the company's debt-assets ratio (where debt is defined to include both short-term and long-term debt) is
		0.436.
		0.114.
		0.382.
		0.321.
		0.418.