Help explain with steps please. Thank you in advance.

Here is the problem you need to solve: A home equity loan, also known as a second mortgage, enables you as a homeowner to borrow money by leveraging the equity in your home. The loan amount is dispersed in one lump sum and paid back in monthly installments. Discover offers a home equity line of credit that lowers the total of the monthly payments on several hypothetical loans totaling $25.000 by $366.12. the table below.) The home equity loan payment is based on 10.49% APR annualized over a 10 -year term. 1. If you borrow $25,000 at a rate of 10.49% and make monthly payments of $218.54, how much money will still be owed after 10 years? Use the steps below to answer this question. 1. How much will $25.000 accrue to in 10 years at the interest rate of 10.49% compounded monthily? II. If you make monthly payments of $218.54, what is the future value of your payments, with the interestrate of 104 we. III. The amount owed is the difference of steps I) and II). 2. How much is paid during the 10 years? 3. How much would the payment have to be for the debt of $25,000 to be paid off in the 10 years? 4. How long would it take to pay off the debts under the original plan if interest were 15% on each loan