Help me put a response to this (Have you noticed the high sticker prices at car lots while driving? If so, you've likely seen for yourself that over the last year the price of vehicles and motor vehicle insurance have both been on the rise. The CPI report confirms this feeling and states the cost of motor vehicle insurance increased by 20.6% over last year. The insurance price increase is related to those high sticker prices. As the costs of inputs have increased for insurance companies the supply curve has moved to the left. Our text addressed this in section 2.2, "When the price of cocoa or other variables that affect supply change, the entire supply curve shifts." Motor vehicle insurance providers are benefiting from government regulation. Government regulations mandating drivers to carry insurance maintains higher demand than would otherwise exist. Kate Gibson discusses how the increased price of variables are affecting insurance costs in her article, Car Insurance Premiums Around the U.S. Are Soaring. Here's Why (2024). In it she states, "Vehicles are more expensive and costlier to replace..." In her article she discusses several other variables including increased repair costs, legal fees, medical costs, and an increased number