Question: Hi there, please help me to answer this question. Thank you in advance. 1. Madam Yong Hon Heng owns a factory building valued at RM1.8

Hi there, please help me to answer this question. Thank you in advance.

1. Madam Yong Hon Heng owns a factory building valued at RM1.8 million, and she insures the property under four insurers at RM300,000 (insurer A), RM400,000 (insurer B), RM500,000 (insurer C) and RM600,000 (insurer D). Assume that each insurer includes a pro-rata liability clause in their policy. In the event that, a RM500,000 loss occurs, how will Madam Yong Hon Heng be able to claim from each insurer?

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