Illustration of Outcomes This should include a detailed cash-flow for a minimum of 5 years, and a projected financial position for year 5. I recommend the use of visual aides such as graphs, pie-charts etc to make it clear to the client how the strategy will achieve the outcomes. Tax Discussion The tax calculations and discussion in your report are accurate, and clearly considered in your recommendations. Contributions tax is explicit in the cash-flows. Tax on benefit payments is explicit in the cash-flows Investment Allocation The section contains an investment asset allocation that: Recognises the risk profile of the clients as per the client data form; Any deviation from the risk profile is well founded and documented; The ratio of defensive and growth assets is discussed in the context of the client's goals; The asset classes are briefly and accurately described; The allocation to each asset class is clear to the client, and is consistent with the stated investment profile recommended.

Needed information:

Paul’s Superannuation Accounts

Personal Superannuation

Current balance $290,000

Taxable (Taxed) 100%

Investment Asset Allocation

Cash 10%

Fixed Interest 20%

Australian Shares 40%

International Shares 20%

Property 10%

Fees

Account Fee 0.5%

Investment Fee 1.5%

Employer Superannuation (Australian Super)

Current balance $20,000

Taxable (Taxed) 100%

Investment Asset Allocation

Australian Super Pre Mixed Balanced 100%

Fees

Admin Fee $1.50 per week

Investment Fee 0.66%

Account Based Pension

Account Balance $280,000

Purchase Date 1/6/2013

Taxable (Taxed) 80%

Tax Free 20%

Payment $814 per fortnight

Investment Asset Allocation

Cash 10%

Fixed Interest 20%

Australian Shares 40%

International Shares 20%

Property 10%

Fees

Account Fee 0.5%

Investment Fee 1.5%

Answer rating: 100% (QA)

ANSWER ustmer Suess is the business methdlgy f ensuring ustmers hieve their desired utmes while usin... View the full answer