How does a fixed annuity protect the annuitant from fluctuating economic conditions ? A. Payments made during the accumulation period earn interest on a tax-deferred basis. B. Interest is calculated on the basis of a current rate and a minimum guaranteed rate. C. Investments of the insurer's general account are typically conservative, OD. Interest earnings are based on a modest rate for the life of the contract, The MAIN difference between occupational coverage and nonoccupational coverage is that occupational coverage A does not provide full coverage. B. is mainly for those in hazardous occupations. covers both on and off-the-job injuries. does not take into account the risks associated with the insured's job. OD While the policy is in force, the insuring clause states the insurer's obligation to A. return premiums paid to the estate of the insured upon their death. B. have the agent pay the claim to the beneficiary upon the death of the insured. @ C. pay the death benefit to the beneficiary when a death claim is approved. D. pay the face amount of the policy to the insured upon their request