Question: How does the originate - to - distribute model in mortgage lending lead to principalagent conflicts? Check all that apply: Mortgage brokers encourage sustainable borrowing
How does the originatetodistribute model in mortgage lending lead to principalagent conflicts?
Check all that apply:
Mortgage brokers encourage sustainable borrowing habits
Brokers are incentivized to prioritize loan volume over loan quality
Brokers focus on longterm relationships with borrowers
Mortgage brokers have misaligned interests with investors
Investors directly assess the creditworthiness of borrowers
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