Question: How much would you receive with actual cash-value coverage for a four-year-old sofa destroyed by fire? The sofa would cost $900 to replace today, whereas,

How much would you receive with actual cash-value coverage for a four-year-old sofa destroyed by fire? The sofa would cost $900 to replace today, whereas, it cost $800 four years ago and had an estimated life of 8 years

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