How would you reply:

When you need extra money to grow your business, you must choose carefully between these two financing. The question is how fast do you need the money, do you have control over your business, do you qualify for money needed? How will you pay the money back? I prefer equity financing because it has no payment along the way. Instead, it is based on an existing strategy somewhere Like a sale to another business, refinancing or an equity financing that may help investors get their money back with a return.