- https://www.annualcreditreport com/indexaction SPRING 2023- BLAW 2090 - Minl-Project - Credit Report \& Follow-up Questions - 50 Point Total Order your free credit report from the link provided under the Learning Materials in this Module and listed above. If you already have ordered a free credit report in the last year, contact Prof. Redmon by March 30 th to discuss further directions. Submit your redacted credit report along with an MS Word document (in Canvas) addressing the following questions by Sunday, April 16, 2023, 1. Locate the Personal Information section on your credit report. Read the information in this section. Do you recognize all your previous addresses, employers, and phone numbers? Are your name and your social security number correct? Check all of this thoroughly. Write down anything that you see that looks incorrect or that you question. 1. Locate the Personal Information section on your credit report. Read the information in this section. Do you recognize all your previous addresses, employers, and phone numbers? Are your name and your social security number correct? Check all of this thoroughly. Write down anything that you see that looks incorrect or that you question. 2. Locate your Public Records section. The Public Records section on your credit report will list court judgments against you, liens, or bankruptcies. Write down any potential enprs or question about your Public Records section here. 3. Locate your Adverse Accounts section. Your Adverse Accounts section will list any credit accounts in your name that show late or missed payments. It's important to review this section thoroughly because errors may be lowering your creditworthiness and if you find them here, you can report them and improve your credit. Negative accounts should be automatically removed after seven years. But you need to check and make sure that they are. Revlew your Adverse Accounts section, and note whether you agree with the information reported in this section. 4. Locate your Satisfactory Accounts section. This section lists all accounts where no adverse information has been reported. Good job! These are the accounts that you are on top of and managing well. Review your Satisfactory Accounts section, and note whether you agree with the information reported in this section. 5. Locate your Personal Statement section. Your personal statement section is where you can submit a comment or dispute a single credit account that you feel is inaccurate or a more general comment addressing all of your credit history (like if you wanted to explain a period of debt due to unexpected job-loss.). While you should certainly dispute inaccurate information, be careful about submitting a general comment. Those stay on your credit report for a period of two years (which in some cases might be longer than the negative information will remain on your report). Do you think you need to explain anything in your Personal Statement section. Why or why not? 6. After vlewing your credit report, what specific changes will you adjust your spending and saving habits accordingly? What are your financial planning goals in a 5-year plan