i$\text{'}$m an example of a basic, core health plans for households. I fall in the category of managed care, but generally provide some coverage for people who see medical service providers $($e$.$g$.$ doctors, hospitals$)$ outside of my defined network. More specifically, I offer "two$-$tiered" coverage, a greater amount for seeing providers within the network but some coverage for those out of network. Who am I?

a$.$

a Whole Life $($WL$)$ plan

b$.$

a Term Life $($TL$)$ plan

c$.$

a Health Maintenance Organization $($HMO$)$ plan

d$.$

a Preferred Provider Organization $($PPO$)$ plan

e$.$

an indemnity plan