I'm an example of a basic, core health plans for households. I fall in the category of managed care, but generally provide some coverage for people who see medical service providers (e.g. doctors, hospitals) outside of my defined network. More specifically, I offer "two-tiered" coverage, a greater amount for seeing providers within the network but some coverage for those out of network. Who am I?

	a.	a Whole Life (WL) plan
	b.	a Term Life (TL) plan
	c.	a Health Maintenance Organization (HMO) plan
	d.	a Preferred Provider Organization (PPO) plan
	e.	an indemnity plan

A perspective of investment tends to work under a _________ time horizon, with relatively _______ trades.

	a.	long-term; many
	b.	long-term; few
	c.	short-term; many
	d.	short-term; few
	e.	immediate-term; many