I need all the 4 questions answer please. Thnx.

A professional who has a CFP designation has O passed a comprehensive examination covering all the topics considered necessary in the practice of financial planning, has at least three years' work experience in the field, and must adhere to a rigorous code of ethics and fulfill regular continuing education requirements. O has at least three years' work experience in the field and must adhere to a rigorous code of ethics and fulfill regular continuing education requirements. O passed a comprehensive examination covering all the topics considered necessary in the practice of financial planning and must adhere to a rigorous code of ethics and fulfill regular continuing education requirements. passed a comprehensive examination covering all the topics considered necessary in the practice of financial planning. The Federal Reserve often the rate to stimulate the economy. lowers; federal funds Olowers, prime O raises; federal funds O raises: prime As inflation the spending power of money. increases; increases O decreases; decreases O increases; decreases O decreases; remains the same An effective financial plan must be adaptable to changing circumstances. Which would not be a reason to take you back to Step 1 of the financial planning process? O Purchase of life insurance O Birth of a child O Marriage O Changes in economic conditions