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2 4 points A shared appreciation mortgage (SAM) with annual payments was used to buy a $436,000 home with a 20% down payment. The contract interest rate on this 30-year mortgage is 7.85%. At an annual home price appreciation rate of 2%, appreciation to be shared after eight years, a 35% tax rate for the lender, a 28% tax bracket for the borrower, and a half of one percent reduction in the contract interest rate due to the SAM, what is the lender's share of the home's appreciation rate in year eight? 28% 35% 48.91% 55,56% 61.54% 67.90% 71.92% 80% 2 4 points A shared appreciation mortgage (SAM) with annual payments was used to buy a $436,000 home with a 20% down payment. The contract interest rate on this 30-year mortgage is 7.85%. At an annual home price appreciation rate of 2%, appreciation to be shared after eight years, a 35% tax rate for the lender, a 28% tax bracket for the borrower, and a half of one percent reduction in the contract interest rate due to the SAM, what is the lender's share of the home's appreciation rate in year eight? 28% 35% 48.91% 55,56% 61.54% 67.90% 71.92% 80%