I need help in this money and banking assignment for my economics class and it's due tomorrow Evening! Please help me with this one!

Assignment 6 Question 1 Since the opportunity cost of using the money to buy the solar panels is the purchase of Emera shares, the cost of capital is rate of return on the investment in Emera shares, which is 10%. Net present value of option 1 = -$10,000 + 900*(1 - (1.012/1.1_,1325)/(0.1 - 0.12) = -$1,045 The NPV is negative, so suggesting that the solar panels would be worth less than $10,000 worth of Emera shares. by $1,045, so it is worth $10,000 - 1.045 = 900*(1 - (1 .01211.1_325)/(0.1 - 0.12) = $8,955, which is the present value of the savings on electricity bill. Thus. it is better to purchase $10,000 worth of Emera shares and keep paying $1,200, rising at 1.2% per year, on electricity. In the future, Mr. Bourgeois would have more capital as his investment pays off, more than he would have had due to the savings on the electricity bill. Question 2 To make the NPV positive, the refund should be $4,000 + $1,045 = $5,045. Then, it becomes worth it to buy the solar panels. Question 3 Now, the opportunity cost of capital is the rate of return on Canadian bonds, which is 2.3%, so the NPV of the solar panels is -$10,000 + $900*(1 - (1 .01211.@25)l(0.1 0.023) = $9,377. Given that the NPV is positive, now the savings on the electricity bill justify the investment of $10,000 in the solar panels, because that is a higher rate of return than investing in Canadian Bonds paying 2.3% rate of return. A decrease in the opportunity cost of capital, increases NPV of the solar panels. Question 4 The opportunity cost of capital depends on the consumer. Typically, the younger the person, the higher the risk tolerance and appetite for higher returns, while the older the person, the more they would be considered about wealth preservation and decrease their tolerance for risk. Thus, typically, younger people have a higher cost of capital and g discount the savings on the electricity bill more highly and so they are less likely to purchase the solar panels. Thus, the refund should be targeted on young people