I still like quotes. Below are 2 quotes from the Beneficial State Bank case. For these 2 quotes, please explain why it is significant in the context of these cases, of at least 1 other case and of this class. "In a world of functionally identical technology and commoditized banking, creating a competitive advantage was difficult to attain but even more difficult to sustain." From the Beneficial State Bank case authors (b) "Banking is actually the original and most important and powerful form of crowdfunding, not that specific deposits fund specific loans but rather that deposits always fund a lending practice. We hear that crowdfunding happening all the time-a reflection of a desire to create a future you want to see by coming together." - Beneficial State Bank CEO Kat Taylor I still like quotes. Below are 2 quotes from the Beneficial State Bank case. For these 2 quotes, please explain why it is significant in the context of these cases, of at least 1 other case and of this class. "In a world of functionally identical technology and commoditized banking, creating a competitive advantage was difficult to attain but even more difficult to sustain." From the Beneficial State Bank case authors (b) "Banking is actually the original and most important and powerful form of crowdfunding, not that specific deposits fund specific loans but rather that deposits always fund a lending practice. We hear that crowdfunding happening all the time-a reflection of a desire to create a future you want to see by coming together." - Beneficial State Bank CEO Kat Taylor