If rate-sensitive assets equal $500 million and rate-sensitive liabilities equals $750 million, what is the expected change in net interest income if rates fall by 25 basis points? 1) Net interest income will be unchanged. 2) Net interest income will increase by $6.25 million. 3) Net interest income will increase by $625 thousand. 4) Net interest income will fall by $625 thousand. 5) Net interest income will fall by $6.25 million