If your short$-$term interest rate $($the rate on your current debt$)$ is $12\mathrm{.}1\%,$ the your bond rate $($the rate on your longer$-$term debt$)$ is:

$10\mathrm{.}7\%(1\mathrm{.}4\%$ lower than the current debt rate$)$

$13\mathrm{.}5\%(1\mathrm{.}4\%$ higher than the current debt rate$)$

$12\mathrm{.}1\%($the current debt rate$)$

$12\mathrm{.}0\%($one tenth percent less than the current debt rate$)$

$6\mathrm{.}05\%($one$-$half the current debt rate$)$