In a 3-5 page academic paper, describe the differences between major medical and non-major medical insurance plans and options. Furthermore, analyze the rationale on why it may be prudent for an individual or family to acquire protective insurance for non-comprehensive health issues such as disability insurance, dental insurance, vision insurance, cancer insurance, long-term care insurance, prescription drug coverage, mental health coverage, well-child coverage, domestic partner coverage, and/or mentally impaired or handicapped child coverage.