in excel finance answer, $1.$Why did P&G extend its payment terms for suppliers in April $2013?$

$2.$What was the likely impact of the new payment terms on P&G$$s financial statements and its funding needs? On Fibria$$s financial statements and funding needs?

$3.$Why did P&G simultaneously launch the SCF program in April $2013,$ along with the new payment terms?$$ How does the SCF program work and who benefits from it$?$ Is the SCF financing rate competitive?

$4.$P&G claims that SCF is a win$-$win$-$win program? Is that true?$$ Does anyone lose?

$5.$Should Fibria continue to use the SCF program?

$6.$In general, should large buyers pay small suppliers with extended terms?$$ What is the argument for having P&G pay its A$/$P quickly?$$