insurance companies can express their liability coverage using either a combined limit or split limits. If a split limit is used, such as $100,000/$300,000/$100,000, then the second term in the limit expresses the maximum dollar amount that the insurance company will pay for . Most states allow you, as a policyholder, to seek reimbursement for your medical expenses up to the limit of your policy, even if the following are true. Check all that apply. You are occupying a vehicle that is not covered by the policy. Your insurance company proves that someone else was at fault and you've already been paid by the other person's Insurance company. You have already received compensation from your health Insurance company. Three conditions must be met for you to receive compensation under Uninsured Motorists Coverage. These are as follows. Check all that apply. Another motorist must have been at fault in the accident. The only damages sustained in the accident are personal injuries: property damages are not covered. The at fault motorist is underinsured or lacks insurance altogether