Question: Is the following statement TRUE, FALSE or UNCLEAR, why? The loan made by an ADI to a non-ADI borrower increases private money at the time

Is the following statement TRUE, FALSE or UNCLEAR, why?

The loan made by an ADI to a non-ADI borrower increases private money at the time of the lending but, in net, decreases private money over the life of the loan.

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3. To retrieve information from memory.