Is there any information missing that you would need to process Jamie's application? Is the fact that Jamie's income is unpredictable a barrier to him getting a loan? Why or why not? Based on this information, what type of loan would you suggest to Jamie? In your answer, please include: - The type of loan, including the term of the loan, if applicable (for example, a 30-year fixed-rate mortgage); - The type of payment option you would recommend, if applicable; - Why did you choose the loan type you chose? What factors did you rely on to make your decision? (for example, retirement status, income, etc.); - Is the loan traditional or nontraditional, qualified or nonqualified, conforming or nonconforming, and how can you tell? Will Jamie have to pay for mortgage insurance (PMI/MIP)? Why or why not