Itional tort is when: Select one: O a. someone intends for a specific result to occur, and that result does occur. O b. someone commits harmful act that they have been planning for a long time. Oc. someone tries to harm another person on purpose. O d. a harmful act that causes a significant amount of damage or injury. The three general types of authority in an agency relationship are: Select one: O a. express, implied, and apparent. O b. per se, statutory, and open and obvious." Oc express, implied, and statutory, O d. business, legal, and voluntary, An insured purchases a small sailboat. After the purchase the insured calls her agent and asks if the boa because the sailboat does not have a motor, it is covered under her homeowners policy. Several months watercraft. This causes her to incur liability for the damage to the other vessel. When she files a claim un exceeds a particular hull length that was specified in her policy (a limitation which the agent had not mer claim, what is the correct result according to the doctrine of estoppel? Select one: O a. The specifications of the policy control, so her claim will be denied. Ob. The agent provided misinformation, and the insured relied on that information, so her claim shoul Oc The claim should be covered because the insured informed the owner of the other vessel that she Od. The claim should be covered if the applicable Coast Guard regulations require liability insurance on